Coverages

Comprehensive solutions for unique needs

We’ve Got Your Sports & Wellness Operations Covered

Sports & Wellness has all the necessary coverage for day-to-day operations. Our offerings include a full package; building coverage, business income, inland marine, abuse & molestation, professional liability, hired & non-owned auto, and crime. Our ancillary coverage lines include umbrella, accident & health, and EPLI.

Customer and Employee at front desk of Fitness Facility

Coverage Highlights

Property

Single location coverage up to $25m
Appetite includes moderate SCS and wildfire exposures.
Coverage includes building, personal property, improvements and betterments, and business income

General Liability

$1m per occurrence, $3m aggregate with the option to increase to $5m aggregate
Pick and choose the coverage best suited for your insured: Abuse & Molestation, Professional Liability, and Hired & Non-Owned Auto
Broadening form includes blanket AI where required under written contract. Primary & Non-contributory available upon request

Accident & Health

Limits up to $100,000 Per Accident
Protects your insured’s general liability policy from no-fault incidents.
Provides coverage for volunteers and spectators

Umbrella and Excess

Up to $5m in limits upon request
Able to utilize a combination of umbrella & excess in order to tailor coverage to insured’s needs

Employment Practices Liability

Coverage includes: third party, immigration practices, workplace violence, biometric information, and wage & hour
Slot rated, single page application, for quoting efficiency
No loss runs required

Commercial Auto

$1,000,000 Combined Single Limit
Physical Damage
Uninsured/Underinsured Motorist

Not Seeing the Coverage You Need?

In addition to our in-house binding authority, we can help you find the right market for your specialty risks. Our placement services are a direct expansion to our binding authority, including Specialty Recreation Facilities such as Indoor Rock Climbing and Bouldering Facilities, RV Parks, Campgrounds and Outdoor Recreation.

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