HabPro is the best home for your
habitational business

Your ground-up solution for apartment and condo risks

HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing in
Package, Monoline Property, & Monoline GL for apartments and condominium associations. Built by
Novacore, the nation’s leading provider of specialty insurance programs, HabPro offers convenient ground-up E&S coverage solutions up to $75m TIV per location for your small and middle market habitational risks.

HabPro is here to help you place your habitational business

Lender compliant property and general liability solutions

Our real estate insurance program meets all Fannie Mae and Freddie Mac guidelines, ensuring seamless loan origination and secondary market eligibility for every covered property. Lenders and borrowers can proceed with confidence knowing that our coverage structures, policy terms, and carrier ratings fully satisfy lender standards.

Industry expertise

Understanding the ins and outs of the habitational market is in our blood and enables us to deliver creative solutions for both traditional and non-traditional accounts.

A+, A, A- rated E&S national carriers

Partnering with a top carrier means we will always deliver the best possible services for you and your clients.

Dedicated underwriters

When you work with HabPro, you have access to a dedicated underwriting team who understands your clients’ unique needs and expertly tailors solutions to meet them.

Top-notch service

We take a hands-on approach to help agents navigate the complexities of the industry, ensure 24- to 48-hour turnaround times and deliver comprehensive service every step of the way.

Competitive coverages and policy forms

We deliver best-in-class coverages designed to address your clients’ pain points, priorities and emerging risks. Our exclusive forms help us meet the needs of a wide range of apartment and condo risks.

HabPro program overview

We are proud to deliver competitive, creative coverage solutions for small and middle market habitational risks across the country. Learn more about how we can help you and your clients.

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