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Eligible Classes

Serving small and middle market habitational risks nationwide

We understand the complex exposures that property owners, real estate management firms, developers and associations are up against. This expertise, coupled with our broad coverage form, enables us to help you deliver optimal E&S habitational insurance solutions to your clients.

Eligible classes

Apartments

No year of construction limits

Homeowners, Condo, & Townhome Associations

Mixed-used buildings
(With or Without Cooking)

Class A & B Risks

Student Housing
(up to 100%, Not Owned or Operated By a College/University)

Subsidized & LIHTC (Section 8 Developments up to 15%)

55+ Independent Living Communities

Ineligible risks

Non-sprinklered Frame Buildings with 4+ Stories

Skilled Nursing and Assisted Living Facilities

PC 8-10

Timeshares or Condo/Hotel Mix

No Aluminum Branch Wiring Allowed

Hotels/Motels

Federal Pacific Stab-Lok, Zinsco and Fuses Are Prohibited Exposures

Owner-occupied Dwellings

Vacant Buildings

Single Family Dwelling Schedules

Boarding, Rooming and/or Halfway Houses

We’re ready to bind your habitational risks today

Eligible Classes

Coverages

Eligible Classes

Applications

Looking for More Real Estate Solutions?

Learn more about Novacore’s additional programs below

Condo D&O, Crime, Ghost Comp

Financial Institutions & 1-4 Family Investors

Coastal Condo

DavisHowley

Davis Howley

Vice President
[email protected]
610.808.9735

ToddVangieri

Todd Vangieri

Vice President
[email protected]
610.808.9761

We are here to help

Call us or send a submission and request more information.