Eligible classes

Serving small and middle market habitational risks nationwide

We understand the complex exposures that property owners, real estate management firms, developers and associations are up against. This expertise, coupled with our broad coverage form, enables us to help you deliver optimal habitational insurance policies to your clients.

Eligible classes

Class A & B Risks

Mixed-used buildings
(up to 33% Mercantile)

Non-admitted Risks

Built in 1985 or Newer

Condominiums

Older Buildings with Gut Rehab

Apartments

Student Housing
(up to 100%, Not Owned or Operated By a College/University)

Subsidized & LIHTC (Section 8 Developments up to 15%)

55+ Independent Living Communities

Ineligible risks

Non-sprinklered Frame Buildings with 4+ Stories

Skilled Nursing and Assisted Living Facilities

PC 8-10

Timeshares or Condo/Hotel Mix

No Aluminum Branch Wiring Allowed

Hotels/Motels

Federal Pacific Stab-Lok, Zinsco and Fuses Are Prohibited Exposures

Owner-occupied Dwellings

Vacant Buildings

Single Family Dwelling Schedules

Boarding, Rooming and/or Halfway Houses

Mercantile Buildings (More Than 33%)

We’re ready to bind your habitational risks today

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Coverages

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Applications

Looking for Community Association Insurance?

Directors & Officers
Crime
Workers’ Comp

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DavisHowley

Davis Howley

Vice President
[email protected]
610.808.9735

ToddVangieri

Todd Vangieri

Vice President
[email protected]
610.808.9761

We are here to help

Call us or send a submission and request more information.