Apartment insurance

Best-in-class property & package coverage

Business insurance for apartment building and complex owners

HabPro specializes in commercial real estate insurance and understands the complex exposures that apartment building owners, real estate management firms, developers and associations are up against. Our leading non-admitted program offers ground-up property and package insurance coverages and creative solutions for other property risks!

Backed by an A+ rated national carrier

Competitive coverages and policy forms

Dedicated underwriting expertise

Buildings built in 1985 or newer or older buildings with gut rehabs

Class A & B risks for small and middle market accounts

Non-admitted risks

$50M TIV per location with ground-up dedicated limits

Serving all states, except AK, FL, HI, LA, the five boroughs of NYC and Long Island

Key apartment insurance coverages

Robust property enhancement endorsement, which includes various sub-limit coverages
Business income
Ordinance & law (A, B, C, D options)
Equipment breakdown
Hired & non-owned auto
Sewer backup

*We do not currently offer excess, earthquake or flood coverage