{"id":1094,"date":"2025-11-26T18:31:28","date_gmt":"2025-11-26T18:31:28","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/sbis\/?page_id=1094"},"modified":"2025-12-09T02:22:55","modified_gmt":"2025-12-09T02:22:55","slug":"coverages","status":"publish","type":"page","link":"https:\/\/novacore.com\/sbis\/coverages\/","title":{"rendered":"Coverages"},"content":{"rendered":"\n
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Coverages<\/h1>

Expertly designed school bus contractor insurance<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Specialized coverage from an A++ rated carrier<\/h2> <\/div>\n<\/div>\n\n
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School bus operators that contract their services out to local school districts face a range of risk exposures that are unique to their line of work. Our coverage offerings and limits address these risks head on, allowing you to provide your clients the protection \u2014 and peace of mind \u2014 they need.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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\n \n Our coverages are designed for school bus contractors <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n
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With fleets of<\/strong>
10-200<\/strong>*\u00a0vehicles<\/strong><\/p>

*Fleets over 200 considered on a case-by-case basis<\/p><\/div><\/div> <\/div>\n<\/div>\n <\/div>\n

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In all states excluding Alaska, Florida, Louisiana, Michigan, Nevada and New York<\/strong><\/p><\/div><\/div> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Coverage Highlights<\/h2> <\/div>\n<\/div>\n
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\n General Liability <\/h3>\n
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\u2022 Abuse & Molestation Limits up to $1M\/$2M
\u2022 Commercial General Liability Limits up to $1M\/$3M<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n

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\n Auto Physical Damage <\/h3>\n
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\u2022 Comprehensive
\u2022 Collision<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n

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\n Auto Liability <\/h3>\n
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\u2022 $1M Combined Single Limit
\u2022 Uninsured\/Underinsured Motorist
\u2022 Personal Injury Protection Where Required by Law<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n

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\n Property & Inland Marine <\/h3>\n
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\u2022 Limits up to $5M Total Insured Value (TIV)<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n

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\n Automobile <\/h3>\n
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\u2022 Owned\/Non-Owned\/Hired Auto
\u2022 Hired Car Physical Damage, Including Loss of Use
\u2022 Zero Deductible on Glass Repairs
\u2022 Lease Gap Coverage
\u2022 Towing
\u2022 Electronic Equipment<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n

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\n Crime <\/h3>\n
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\u2022 Limits up to $250,000<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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\n \n Coverage details <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n\n
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Interested in learning more about our insurance solutions for school bus contractors? Get more details in our coverage overview and please\u00a0contact us<\/a>\u00a0with any questions.<\/p> <\/div>\n<\/div>\n\n

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\n \n We\u2019re ready to bind your school bus contractor risks today <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n <\/div>\n <\/div>\n
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\n \n Applications <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p> <\/div>\n<\/div>\n <\/div>\n

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\n \n Get appointed <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p> <\/div>\n<\/div>\n <\/div>\n

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\n \n Send a submission <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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We also offer workers\u2019 comp through our sister program, AllComp Solutions!<\/h2> <\/div>\n<\/div>\n <\/div>\n
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Luis Higgins, Vice President<\/h3>\n

A trusted commercial auto insurance expert, Luis Higgins leads the School Bus Insurance Solutions team. He works closely with agents and seasoned underwriters to ensure the program provides the most competitive offerings available in the market.<\/p>\n

luishiggins@novacore.com<\/a>
<\/strong>504.217.7776<\/strong><\/a><\/p> <\/div>\n<\/div>\n <\/div>\n

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We are here to\u00a0help<\/h3>

Call us at 504.217.7776<\/strong><\/a>\u00a0<\/strong><\/a>or send a submission and request more information.<\/p> <\/div>\n<\/div>\n\n

\n\t\n \n\t\t\t\tContact us<\/span>\n <\/a>\n\n\t\n\t<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

Coverages Expertly designed school bus contractor insurance Specialized coverage from an A++ rated carrier School bus operators that contract their services out to local school districts face a range of risk exposures that are unique to their line of work. Our coverage offerings and limits address these risks head on, allowing you to provide your […]<\/p>\n","protected":false},"author":6,"featured_media":1447,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1094","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"\nCoverages | School Bus Insurance Solutions<\/title>\n<meta name=\"description\" content=\"We offer Auto, General Liability, Abuse & Molestation, Property and Umbrella coverage - from an A++ rated carrier - exclusively for school bus contractors.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novacore.com\/sbis\/coverages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coverages | School Bus Insurance Solutions\" \/>\n<meta property=\"og:description\" content=\"We offer Auto, General Liability, Abuse & Molestation, Property and Umbrella coverage - 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