{"id":1105,"date":"2023-07-13T16:32:42","date_gmt":"2023-07-13T16:32:42","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/pua\/?p=1105"},"modified":"2025-11-21T16:36:18","modified_gmt":"2025-11-21T16:36:18","slug":"what-professional-liability-rate-increases-really-say-about-a-carrier","status":"publish","type":"post","link":"https:\/\/novacore.com\/pua\/what-professional-liability-rate-increases-really-say-about-a-carrier\/","title":{"rendered":"What Professional Liability Rate Increases Really Say About a Carrier"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-1105\" data-postid=\"1105\" class=\"themify_builder_content themify_builder_content-1105 themify_builder tf_clear\">\n                    <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_ken0580 tb_first tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_vcav580 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_itdf506   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>No one likes seeing insurance premiums jump, especially for a business necessity like professional liability coverage. Yet, we all know rate hikes are a reality in a hardening market, even if they\u2019re tough to swallow or sell to clients. That doesn\u2019t mean you should accept them blindly. It does mean you should look closer and think about what a carrier\u2019s approach to rate says about their business. (Hint: If a carrier is not raising rates right now, it\u2019s a red flag.)<\/p>\n<p>In this article for PropertyCasualty360, PUA Program Director Sandip R. Chandarana offers valuable perspective on professional liability carriers who are pushing rate in today\u2019s market \u2014 and how agents can avoid costly missteps.<\/p>\n<p>Read the full article\u00a0<a href=\"https:\/\/nsmincstaging.wpenginepowered.com\/wp-content\/uploads\/PC360-Article_Sandip.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>No one likes seeing insurance premiums jump, especially for a business necessity like professional liability coverage. Yet, we all know rate hikes are a reality in a hardening market, even if they\u2019re tough to swallow or sell to clients. That doesn\u2019t mean you should accept them blindly. It does mean you should look closer and [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Professional Liability Rate Increases Really Say About a Carrier - Professional Underwriters Agency<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novacore.com\/pua\/what-professional-liability-rate-increases-really-say-about-a-carrier\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Professional Liability Rate Increases Really Say About a Carrier - Professional Underwriters Agency\" \/>\n<meta property=\"og:description\" content=\"No one likes seeing insurance premiums jump, especially for a business necessity like professional liability coverage. Yet, we all know rate hikes are a reality in a hardening market, even if they\u2019re tough to swallow or sell to clients. That doesn\u2019t mean you should accept them blindly. It does mean you should look closer and [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/novacore.com\/pua\/what-professional-liability-rate-increases-really-say-about-a-carrier\/\" \/>\n<meta property=\"og:site_name\" content=\"Professional Underwriters Agency\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-13T16:32:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-21T16:36:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/novacore.com\/pua\/wp-content\/uploads\/sites\/71\/2025\/11\/pua-pc360-article-pg.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"rcdev\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rcdev\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/\"},\"author\":{\"name\":\"rcdev\",\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/#\\\/schema\\\/person\\\/3cc73eb794071f1dcb5b90a87602f932\"},\"headline\":\"What Professional Liability Rate Increases Really Say About a Carrier\",\"datePublished\":\"2023-07-13T16:32:42+00:00\",\"dateModified\":\"2025-11-21T16:36:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/\"},\"wordCount\":133,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/novacore.com\\\/pua\\\/wp-content\\\/uploads\\\/sites\\\/71\\\/2025\\\/11\\\/pua-pc360-article-pg.jpg\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/\",\"url\":\"https:\\\/\\\/novacore.com\\\/pua\\\/what-professional-liability-rate-increases-really-say-about-a-carrier\\\/\",\"name\":\"What Professional Liability Rate Increases Really Say About a Carrier - 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