{"id":1076,"date":"2023-11-09T15:02:06","date_gmt":"2023-11-09T15:02:06","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/kbk\/?p=1076"},"modified":"2026-03-04T21:37:16","modified_gmt":"2026-03-04T21:37:16","slug":"subcontractor-misconceptions","status":"publish","type":"post","link":"https:\/\/novacore.com\/kbk\/subcontractor-misconceptions\/","title":{"rendered":"Subcontractor Misconceptions"},"content":{"rendered":"\n
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Welcome to Wayne\u2019s Claims World!<\/strong><\/h3>\n

In this series, we share information on claims trends as well as tips and resources for our KBK insureds to better protect themselves if they have a claim.\u00a0This month, we\u2019re exploring subcontractor misconceptions.<\/p>\n

As the labor market continues to evolve, we are seeing more companies \u2014 including those in the towing industry \u2014 leveraging subcontractors to fill their employment needs. This is largely because it is hard to find qualified,\u00a0full-time employees in this current climate.<\/p>\n

Did you know\u2026<\/strong>
In the past 18 months, we have seen an increase in claims for subcontractors on tow accounts.\u00a0<\/p>\n

There are misconceptions out there about whether using subcontractors does or does not impact the insured\u2019s policy. The biggest misconception is that subcontractors\u2019 personal insurance policies would take care of any coverage\u00a0needs.<\/p>\n

Learn more about the subcontractor trend and how it can impact your client\u2019s insurance policies in this month\u2019s issue.\u00a0You\u2019ll find out why it\u2019s a best practice for insureds to employ full-time W-2 employees for their towing operations.<\/p>\n

Agents, this is an important conversation to have with insureds for both renewals and new business!<\/strong><\/p>\n

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\"Wayne's<\/a><\/figure>\n
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Check out Wayne\u2019s Info and Tips about Subcontractors<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n

Disclaimer:\u00a0<\/em><\/strong>The information and recommendations in this blog are not legal advice and are not intended to constitute legal advice. If anyone reading any part of this blog believes that they want legal advice or need legal advice, they should seek legal counsel with lawyers who are licensed to practice law in their State. The recommendations in this blog are for general informational purposes only.\u00a0<\/strong><\/p>\n

As a benefit of partnering with KBK Insurance Group, Wayne is available as a resource to help agents and their insureds at any time!\u00a0<\/strong>Wayne can assist in many ways, from reviewing manuals to visiting a site to discuss loss mitigation.<\/p>\n

\u00a0<\/p>\n

\"Wayne<\/figure>\n

\u00a0<\/p>\n

Wayne King<\/strong>
wking@nsminc.com<\/a>
(860) 707-6273<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

Welcome to Wayne\u2019s Claims World! In this series, we share information on claims trends as well as tips and resources for our KBK insureds to better protect themselves if they have a claim.\u00a0This month, we\u2019re exploring subcontractor misconceptions. As the labor market continues to evolve, we are seeing more companies \u2014 including those in the […]<\/p>\n","protected":false},"author":3,"featured_media":1077,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-1076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claims-resources","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"\nSubcontractor Misconceptions - KBK Insurance Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novacore.com\/kbk\/subcontractor-misconceptions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Subcontractor Misconceptions - KBK Insurance Group\" \/>\n<meta property=\"og:description\" content=\"Welcome to Wayne\u2019s Claims World! 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