{"id":1113,"date":"2025-11-22T01:01:10","date_gmt":"2025-11-22T01:01:10","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/habpro\/?page_id=1113"},"modified":"2026-05-19T18:36:45","modified_gmt":"2026-05-19T18:36:45","slug":"coverages","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/coverages\/","title":{"rendered":"Coverages"},"content":{"rendered":"\n
\n
\n <\/span>
\n
\n \n
\n
\n

Coverages<\/h1>\n

Robust, creative solutions to meet your clients\u2019 needs<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

\n
\n
\n \n
\n

\n \n Ground-up habitational insurance coverage <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n\n
\n
\n

We offer diversified coverage options to meet the demands of today\u2019s challenging property landscape. Powered by a partnership with a market-leading A rated carriers, we have creative solutions for traditional and non-traditional small and middle market accounts.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

\n
\n
\n \n
\n
\n

Coverage Highlights<\/h2> <\/div>\n<\/div>\n
\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Fully Fannie\/Freddie Compliant
Property & GL Solutions<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Select Flood & Quake Capacity
Available<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Robust Property Enhancement Endorsement (including various sub-limit coverages)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Ordinance & Law (A, B, C, D options)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Business Income<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Sewer Backup<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Equipment Breakdown<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
\n \n
\n
\n \n \n \n \n <\/svg>\n \n <\/use><\/svg><\/em>\n <\/span>\n\n \n <\/span>\n <\/div>\n
\n
\n

Hired & Non-owned Auto<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n \n
\n

\n \n Coverage details <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n\n
\n
\n

Interested in learning more about our insurance solutions for your habitational accounts? Find more details in our coverage overview and please contact us<\/a>\u00a0with any questions.<\/p> <\/div>\n<\/div>\n\n

\n\t\n \n\t\t\t\tDownload<\/span>\n <\/a>\n\n\t\n\t<\/div>\n\n <\/div>\n
\n \n
\n
\n \"Coverages\" \n <\/div>\n \n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n
\n
\n \n
\n

\n \n We\u2019re ready to bind your habitational risks today <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n <\/div>\n <\/div>\n
\n
\n \n
\n
\n \"Coverages\" \n <\/div>\n \n \n <\/div>\n\n
\n

\n \n Eligible classes <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
\n
\n

Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n

\n \n
\n
\n \"Coverages\" \n <\/div>\n \n \n <\/div>\n\n
\n

\n \n Applications <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
\n
\n

Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

\n <\/span>
\n
\n
\n
\n \n
\n
\n

Looking for More Real Estate Solutions?<\/h3>\n

Learn more about Novacore’s additional programs below<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

\n
\n \n
\n
\n

Condo D&O, Crime, Ghost Comp<\/strong><\/p> <\/div>\n<\/div>\n\n

\n
\n \n \"Coverages\" <\/a>\n \n <\/div>\n \n \n <\/div>\n\n
\n
\n \n Learn More <\/a>\n <\/div>\n <\/div>\n\n <\/div>\n
\n \n
\n
\n

Financial Institutions & 1-4 Family Investors<\/strong><\/p> <\/div>\n<\/div>\n\n

\n
\n \n \"Coverages\" <\/a>\n \n <\/div>\n \n \n <\/div>\n\n
\n
\n \n Learn More <\/a>\n <\/div>\n <\/div>\n\n <\/div>\n
\n \n
\n
\n

Coastal Condo<\/b><\/p> <\/div>\n<\/div>\n\n

\n
\n \n \"Coverages\" <\/a>\n \n <\/div>\n \n \n <\/div>\n\n
\n
\n \n Learn More <\/a>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n \n
\n
\n
\n
\n
\n
\n
\n
\n \n
\n
\n \"DavisHowley\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
\n \n
\n
\n

Davis Howley<\/h3>\n

Vice President
dhowley@novacore.com<\/a>
610.808.9735<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

\n
\n \n
\n
\n \"ToddVangieri\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
\n \n
\n
\n

Todd Vangieri<\/h3>\n

Vice President
tvangieri@novacore.com<\/a>
610.808.9761<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

\n \n
\n
\n

We are here to\u00a0help<\/h3>\n

Call us or send a submission and request more information.<\/p> <\/div>\n<\/div>\n\n

\n\t\n \n\t\t\t\tContact us<\/span>\n <\/a>\n\n\t\n\t<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

Coverages Robust, creative solutions to meet your clients\u2019 needs Ground-up habitational insurance coverage We offer diversified coverage options to meet the demands of today\u2019s challenging property landscape. Powered by a partnership with a market-leading A rated carriers, we have creative solutions for traditional and non-traditional small and middle market accounts. Coverage Highlights Fully Fannie\/Freddie CompliantProperty […]<\/p>\n","protected":false},"author":6,"featured_media":1084,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1113","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"\nCommercial Real Estate Insurance Coverage | HabPro<\/title>\n<meta name=\"description\" content=\"Download our appetite guide for more information on our insurance solutions for habitational risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novacore.com\/habpro\/coverages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Commercial Real Estate Insurance Coverage | HabPro\" \/>\n<meta property=\"og:description\" content=\"Download our appetite guide for more information on our insurance solutions for habitational risks.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/novacore.com\/habpro\/coverages\/\" \/>\n<meta property=\"og:site_name\" content=\"HabPro Insurance\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-19T18:36:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-Habpro-logo-124x120@2x.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"248\" \/>\n\t<meta property=\"og:image:height\" content=\"240\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/\",\"url\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/\",\"name\":\"Commercial Real Estate Insurance Coverage | HabPro\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/wp-content\\\/uploads\\\/sites\\\/66\\\/2025\\\/11\\\/NSM-Habpro-logo-124x120@2x.webp\",\"datePublished\":\"2025-11-22T01:01:10+00:00\",\"dateModified\":\"2026-05-19T18:36:45+00:00\",\"description\":\"Download our appetite guide for more information on our insurance solutions for habitational risks.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/#primaryimage\",\"url\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/wp-content\\\/uploads\\\/sites\\\/66\\\/2025\\\/11\\\/NSM-Habpro-logo-124x120@2x.webp\",\"contentUrl\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/wp-content\\\/uploads\\\/sites\\\/66\\\/2025\\\/11\\\/NSM-Habpro-logo-124x120@2x.webp\",\"width\":248,\"height\":240},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/coverages\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coverages\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/#website\",\"url\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/\",\"name\":\"HabPro Insurance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/novacore.com\\\/habpro\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Commercial Real Estate Insurance Coverage | HabPro","description":"Download our appetite guide for more information on our insurance solutions for habitational risks.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/novacore.com\/habpro\/coverages\/","og_locale":"en_US","og_type":"article","og_title":"Commercial Real Estate Insurance Coverage | HabPro","og_description":"Download our appetite guide for more information on our insurance solutions for habitational risks.","og_url":"https:\/\/novacore.com\/habpro\/coverages\/","og_site_name":"HabPro Insurance","article_modified_time":"2026-05-19T18:36:45+00:00","og_image":[{"width":248,"height":240,"url":"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-Habpro-logo-124x120@2x.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/novacore.com\/habpro\/coverages\/","url":"https:\/\/novacore.com\/habpro\/coverages\/","name":"Commercial Real Estate Insurance Coverage | HabPro","isPartOf":{"@id":"https:\/\/novacore.com\/habpro\/#website"},"primaryImageOfPage":{"@id":"https:\/\/novacore.com\/habpro\/coverages\/#primaryimage"},"image":{"@id":"https:\/\/novacore.com\/habpro\/coverages\/#primaryimage"},"thumbnailUrl":"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-Habpro-logo-124x120@2x.webp","datePublished":"2025-11-22T01:01:10+00:00","dateModified":"2026-05-19T18:36:45+00:00","description":"Download our appetite guide for more information on our insurance solutions for habitational risks.","breadcrumb":{"@id":"https:\/\/novacore.com\/habpro\/coverages\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/novacore.com\/habpro\/coverages\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/novacore.com\/habpro\/coverages\/#primaryimage","url":"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-Habpro-logo-124x120@2x.webp","contentUrl":"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-Habpro-logo-124x120@2x.webp","width":248,"height":240},{"@type":"BreadcrumbList","@id":"https:\/\/novacore.com\/habpro\/coverages\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/novacore.com\/habpro\/"},{"@type":"ListItem","position":2,"name":"Coverages"}]},{"@type":"WebSite","@id":"https:\/\/novacore.com\/habpro\/#website","url":"https:\/\/novacore.com\/habpro\/","name":"HabPro Insurance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/novacore.com\/habpro\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/pages\/1113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/comments?post=1113"}],"version-history":[{"count":0,"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/pages\/1113\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/media\/1084"}],"wp:attachment":[{"href":"https:\/\/novacore.com\/habpro\/wp-json\/wp\/v2\/media?parent=1113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}