






{"id":1113,"date":"2025-11-22T01:01:10","date_gmt":"2025-11-22T01:01:10","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/habpro\/?page_id=1113"},"modified":"2025-12-09T02:28:04","modified_gmt":"2025-12-09T02:28:04","slug":"coverages","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/coverages\/","title":{"rendered":"Coverages"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-1113\" data-postid=\"1113\" class=\"themify_builder_content themify_builder_content-1113 themify_builder tf_clear\">\n                    <div  data-css_id=\"sd4v445\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_sd4v445 tb_first tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_ryxd445 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_xuy9445   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1 style=\"text-align: center\">Coverages<\/h1>\n<p style=\"text-align: center\">Robust, creative solutions to meet your clients\u2019 needs<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_h09l445 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_kdw7445 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_4nlx445  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Ground-up habitational insurance coverage            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_f3k3445   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\">We offer diversified coverage options to meet the demands of today\u2019s challenging property landscape. Powered by a partnership with a market-leading A+ rated carrier, we have creative solutions for traditional and non-traditional small and middle market accounts.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_my8f271 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_tpm0271 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_33o2271   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: center;\">Coverage Highlights<\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_i7cl271\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_8ra7271 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_ccx1271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Robust Property Enhancement Endorsement (including various sub-limit coverages)<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_r9y0271 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_inlt271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Ordinance &amp; Law (A, B, C, D options)<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_66hr271\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_64zb271 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_xb0r271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Business Income<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_9i0y271 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_7xnr271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Hired &amp; Non-owned Auto<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_5lm5271\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_gm9d271 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_f17o271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Equipment Breakdown<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_n3pv271 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_0rab271 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Sewer Backup<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_9p2t271\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_z4r6271 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_rep869   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>*We do not currently offer excess, earthquake or flood coverage<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row imagetext-cont tb_fxl0445 tf_w\">\n                        <div class=\"row_inner col_align_middle gutter-narrow tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_yx6q445 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_89kq445  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading\">\n    <span class=\"main-head tf_block\">\n                    Coverage details            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_xl91445   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Interested in learning more about our insurance solutions for your habitational accounts? Find more details in our coverage overview and please <a href=\"\/habpro\/contact-us\/\">contact us<\/a>\u00a0with any questions.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_p4dl445\" class=\"module module-button tb_p4dl445 button-link-external  tb_gs51768f tb_default_color\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button tb_default_color\" href=\"\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/0825_HabPro_CatchSheet_General.pdf\" target=\"_blank\">\n\t\t\t\t<span>Download<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_cpiw445 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_zatm445 image-center  img-shadow tf_mw tb_gs42868f\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1060\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x.jpg\" class=\"wp-post-image wp-image-1115\" title=\"NSM-HabPro-coverages-download-960x530@2x\" alt=\"NSM-HabPro-coverages-download-960x530@2x\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x.jpg 1920w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x-300x166.jpg 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x-1024x565.jpg 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x-768x424.jpg 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-coverages-download-960x530@2x-1536x848.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_8xdd90 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_oqx690 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_umtw90\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_gay090 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_s2gt90  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    We\u2019re ready to bind your habitational risks today            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_qbvt90\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_fwqs90 tb_gs49368f first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_7bsw90 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1093\" title=\"HabPro_EligibleClassesIcon\" alt=\"HabPro_EligibleClassesIcon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon.webp 600w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_3acy90  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Eligible classes            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_zrq090 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/eligible-classes\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_eny590 tb_gs49368f last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_t5a690 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1095\" title=\"HabPro_ApplicationsIcon\" alt=\"HabPro_ApplicationsIcon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon.webp 601w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_ibsr90  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Applications            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_g2ln90 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/applications\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"r4aa445\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_r4aa445 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_lfik445 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_09ur445 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1426 themify_builder not_editable_builder in_the_loop\" data-postid=\"1426\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_j4c1897 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_6l9l897 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_c000897   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Looking for Community Association Insurance?<\/h2>\n<ul>\n<li>Directors &amp; Officers<\/li>\n<li>Crime<\/li>\n<li>Workers\u2019 Comp<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_7ws0897\" class=\"module module-button tb_7ws0897 button-link-external  tb_gs91768f tb_default_color\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button tb_default_color\" href=\"https:\/\/gigins.com\/\" target=\"_blank\">\n\t\t\t\t<span>Learn more<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_5jbk897 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_n4a6897 image-top   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"523\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1.webp\" class=\"wp-post-image wp-image-1423\" title=\"GIG_IG_Logo_Stacked_Rev-scaled\" alt=\"GIG_IG_Logo_Stacked_Rev-scaled\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1.webp 2560w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-300x61.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1024x209.webp 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-768x157.webp 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1536x314.webp 1536w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-2048x418.webp 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module image -->\n<div  class=\"module module-image tb_hcx0897 image-center   auto_fullwidth tf_mw tb_gs42868f\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"694\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage.jpg\" class=\"wp-post-image wp-image-1422\" title=\"GIG-IG_FavoriteImage\" alt=\"GIG-IG_FavoriteImage\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage.jpg 1000w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage-300x208.jpg 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage-768x533.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"uesx317\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_uesx317 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_9qgd317 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_ixq8317 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1087 themify_builder not_editable_builder in_the_loop\" data-postid=\"1087\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_enpm318 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_frhx318 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_k0ck318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_zcqh318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_463s318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1424\" title=\"DavisHowley\" alt=\"DavisHowley\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_7yo7318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_76op318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Davis Howley<\/h3>\n<p>Vice President<br><a href=\"mailto:dhowley@novacore.com\">dhowley@novacore.com<\/a><br><a href=\"tel:6108089735\">610.808.9735<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_hlv6318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_q29x318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_6uqb318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1425\" title=\"ToddVangieri\" alt=\"ToddVangieri\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_j032318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_g5dq318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Todd Vangieri<\/h3>\n<p>Vice President<br><a href=\"mailto:tvangieri@novacore.com\">tvangieri@novacore.com<\/a><br><a href=\"tel:6108089761\">610.808.9761<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_fv3v318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_x8ir318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>We are here to\u00a0help<\/h3>\n<p>Call us or send a submission and request more information.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_ks54318\" class=\"module module-button tb_ks54318 button-link-external  tb_gs51768f transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"https:\/\/novacore.com\/habpro\/contact-us\/\">\n\t\t\t\t<span>Contact us<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Coverages Robust, creative solutions to meet your clients\u2019 needs Ground-up habitational insurance coverage We offer diversified coverage options to meet the demands of today\u2019s challenging property landscape. Powered by a partnership with a market-leading A+ rated carrier, we have creative solutions for traditional and non-traditional small and middle market accounts. Coverage Highlights Robust Property Enhancement [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1084,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1113","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Commercial Real Estate Insurance Coverage | HabPro<\/title>\n<meta name=\"description\" content=\"Download our appetite guide for more information on our insurance solutions for habitational risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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