






{"id":1100,"date":"2025-11-21T21:49:50","date_gmt":"2025-11-21T21:49:50","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/habpro\/?page_id=1100"},"modified":"2025-12-07T23:23:34","modified_gmt":"2025-12-07T23:23:34","slug":"apartment-insurance","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/eligible-classes\/apartment-insurance\/","title":{"rendered":"Apartment insurance"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-1100\" data-postid=\"1100\" class=\"themify_builder_content themify_builder_content-1100 themify_builder tf_clear\">\n                    <div  data-css_id=\"bdd5817\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_bdd5817 tb_first tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_vep4817 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_k4v1817   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1 style=\"text-align: center\">Apartment insurance<\/h1>\n<p style=\"text-align: center\">Best-in-class property &amp; package coverage<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_9jmz866 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_ih2d866 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_w9e4288  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Business insurance for apartment building and complex owners            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_8bge866   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\">HabPro specializes in commercial real estate insurance and understands the complex exposures that apartment building owners, real estate management firms, developers and associations are up against. Our leading non-admitted program offers ground-up property and package insurance coverages and creative solutions for other property risks!<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"vxdl630\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_vxdl630 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_v6dh630 first\">\n                            <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_o4mm773 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_8ol9116 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Backed by an <strong>A+ rated national carrier<\/strong><\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_lpbv935 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Competitive coverages and policy forms<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_j26t422 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Dedicated underwriting expertise<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_ad98982 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Buildings <strong>built in 1985 or newer or older buildings with gut rehabs<\/strong><\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_wlo9718 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Class A &amp; B risks for small and middle market accounts<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_5sz7190 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Non-admitted risks<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_ulmf806 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">$50M TIV per location with ground-up dedicated limits<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module feature -->\n<div  class=\"module module-feature tb_s321296 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#ffffff\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <p style=\"margin-top: 6px\">Serving all states, except AK, FL, HI, LA, the five boroughs of NYC and Long Island<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_d37b257 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_e7ib257 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_etqr257   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: center\">Key apartment insurance coverages<\/h2>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module text -->\n<div  class=\"module module-text tb_3doj556   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <ul>\n<li>Robust property enhancement endorsement, which includes various sub-limit coverages<\/li>\n<li>Business income<\/li>\n<li>Ordinance &amp; law (A, B, C, D options)<\/li>\n<li>Equipment breakdown<\/li>\n<li>Hired &amp; non-owned auto<\/li>\n<li>Sewer backup<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module text -->\n<div  class=\"module module-text tb_4lu2661   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><strong>*We do not currently offer excess, earthquake or flood coverage<\/strong><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_07pq643 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_8ppl643 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_s3v0643\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_14hu643 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_qkbn643  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    We\u2019re ready to bind your habitational risks today            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_3o13643\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_s0dm643 tb_gs49368f first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_fvwc643 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1094\" title=\"HabPro_CoveragesIcon\" alt=\"HabPro_CoveragesIcon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon.webp 601w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_seob643  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Coverages            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_p5it643 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/coverages\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_eda6643 tb_gs49368f last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_350g643 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1095\" title=\"HabPro_ApplicationsIcon\" alt=\"HabPro_ApplicationsIcon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon.webp 601w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_mubf643  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Applications            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_idml643 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/applications\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"n0vs625\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_n0vs625 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_kkax625 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_sk37625 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1426 themify_builder not_editable_builder in_the_loop\" data-postid=\"1426\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_j4c1897 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_6l9l897 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_c000897   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>Looking for Community Association Insurance?<\/h2>\n<ul>\n<li>Directors &amp; Officers<\/li>\n<li>Crime<\/li>\n<li>Workers\u2019 Comp<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_7ws0897\" class=\"module module-button tb_7ws0897 button-link-external  tb_gs91768f tb_default_color\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button tb_default_color\" href=\"https:\/\/gigins.com\/\" target=\"_blank\">\n\t\t\t\t<span>Learn more<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_5jbk897 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_n4a6897 image-top   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"523\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1.webp\" class=\"wp-post-image wp-image-1423\" title=\"GIG_IG_Logo_Stacked_Rev-scaled\" alt=\"GIG_IG_Logo_Stacked_Rev-scaled\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1.webp 2560w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-300x61.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1024x209.webp 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-768x157.webp 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1536x314.webp 1536w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-2048x418.webp 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module image -->\n<div  class=\"module module-image tb_hcx0897 image-center   auto_fullwidth tf_mw tb_gs42868f\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"694\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage.jpg\" class=\"wp-post-image wp-image-1422\" title=\"GIG-IG_FavoriteImage\" alt=\"GIG-IG_FavoriteImage\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage.jpg 1000w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage-300x208.jpg 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG-IG_FavoriteImage-768x533.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"loit957\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_loit957 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_1178957 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_9pzd957 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1087 themify_builder not_editable_builder in_the_loop\" data-postid=\"1087\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_enpm318 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_frhx318 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_k0ck318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_zcqh318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_463s318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1424\" title=\"DavisHowley\" alt=\"DavisHowley\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_7yo7318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_76op318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Davis Howley<\/h3>\n<p>Vice President<br><a href=\"mailto:dhowley@novacore.com\">dhowley@novacore.com<\/a><br><a href=\"tel:6108089735\">610.808.9735<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_hlv6318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_q29x318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_6uqb318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1425\" title=\"ToddVangieri\" alt=\"ToddVangieri\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_j032318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_g5dq318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Todd Vangieri<\/h3>\n<p>Vice President<br><a href=\"mailto:tvangieri@novacore.com\">tvangieri@novacore.com<\/a><br><a href=\"tel:6108089761\">610.808.9761<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_fv3v318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_x8ir318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>We are here to\u00a0help<\/h3>\n<p>Call us or send a submission and request more information.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_ks54318\" class=\"module module-button tb_ks54318 button-link-external  tb_gs51768f transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"https:\/\/novacore.com\/habpro\/contact-us\/\">\n\t\t\t\t<span>Contact us<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Apartment insurance Best-in-class property &amp; package coverage Business insurance for apartment building and complex owners HabPro specializes in commercial real estate insurance and understands the complex exposures that apartment building owners, real estate management firms, developers and associations are up against. Our leading non-admitted program offers ground-up property and package insurance coverages and creative solutions [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1084,"parent":1096,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1100","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apartment Insurance Program | HabPro Insurance<\/title>\n<meta name=\"description\" content=\"HabPro specializes in property and package habitational insurance for apartment building and complex owners. 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