{"id":1096,"date":"2025-11-21T21:31:13","date_gmt":"2025-11-21T21:31:13","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/habpro\/?page_id=1096"},"modified":"2026-02-10T14:56:12","modified_gmt":"2026-02-10T14:56:12","slug":"eligible-classes","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/eligible-classes\/","title":{"rendered":"Eligible Classes"},"content":{"rendered":"\n
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Eligible classes<\/strong><\/h1>\n

Serving small and middle market habitational risks nationwide<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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We understand the complex exposures that property owners, real estate management firms, developers and associations are up against. This expertise, coupled with our broad coverage form, enables us to help you deliver optimal habitational insurance policies to your clients.<\/p> <\/div>\n<\/div>\n

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Eligible classes<\/h2> <\/div>\n<\/div>\n
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Class A & B Risks<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Mixed-used buildings
(up to 33% Mercantile)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Non-admitted Risks<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Built in 1985 or Newer<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Condominiums<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Older Buildings with Gut Rehab<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Apartments<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Student Housing
(up to 100%, Not Owned or Operated By a College\/University)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Subsidized & LIHTC (Section 8 Developments up to 15%)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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55+ Independent Living Communities<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Ineligible risks<\/h2> <\/div>\n<\/div>\n
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Non-sprinklered Frame Buildings with 4+ Stories<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Skilled Nursing and Assisted Living Facilities<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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PC 8-10<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Timeshares or Condo\/Hotel Mix<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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No Aluminum Branch Wiring Allowed<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Hotels\/Motels<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Federal Pacific Stab-Lok, Zinsco and Fuses Are Prohibited Exposures<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Owner-occupied Dwellings<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Vacant Buildings<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Single Family Dwelling Schedules<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Boarding, Rooming and\/or Halfway Houses<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Mercantile Buildings (More Than 33%)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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\n \n We\u2019re ready to bind your habitational risks today <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n <\/div>\n <\/div>\n
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\n \n Coverages <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n

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\n \n Applications <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Looking for Community Association Insurance?<\/h2>\n