{"id":1096,"date":"2025-11-21T21:31:13","date_gmt":"2025-11-21T21:31:13","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/habpro\/?page_id=1096"},"modified":"2026-05-19T18:28:41","modified_gmt":"2026-05-19T18:28:41","slug":"eligible-classes","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/eligible-classes\/","title":{"rendered":"Eligible Classes"},"content":{"rendered":"\n
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Eligible Classes<\/h1>\n

Serving small and middle market habitational risks nationwide<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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We understand the complex exposures that property owners, real estate management firms, developers and associations are up against. This expertise, coupled with our broad coverage form, enables us to help you deliver optimal E&S habitational insurance solutions to your clients.<\/p> <\/div>\n<\/div>\n

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Eligible classes<\/h2> <\/div>\n<\/div>\n
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Apartments<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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No year of construction limits<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Homeowners, Condo, & Townhome Associations<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Mixed-used buildings
(With or Without Cooking)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Class A & B Risks<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Student Housing
(up to 100%, Not Owned or Operated By a College\/University)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Subsidized & LIHTC (Section 8 Developments up to 15%)<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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55+ Independent Living Communities<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Ineligible risks<\/h2> <\/div>\n<\/div>\n
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Non-sprinklered Frame Buildings with 4+ Stories<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Skilled Nursing and Assisted Living Facilities<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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PC 8-10<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Timeshares or Condo\/Hotel Mix<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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No Aluminum Branch Wiring Allowed<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Hotels\/Motels<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Federal Pacific Stab-Lok, Zinsco and Fuses Are Prohibited Exposures<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Owner-occupied Dwellings<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Vacant Buildings<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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Single Family Dwelling Schedules<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n
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Boarding, Rooming and\/or Halfway Houses<\/h3> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n
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\n \n We\u2019re ready to bind your habitational risks today <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n <\/div>\n <\/div>\n
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\n \n Coverages <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n

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\n \n Applications <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Looking for More Real Estate Solutions?<\/h3>\n

Learn more about Novacore’s additional programs below<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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Condo D&O, Crime, Ghost Comp<\/strong><\/p> <\/div>\n<\/div>\n\n

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Financial Institutions & 1-4 Family Investors<\/strong><\/p> <\/div>\n<\/div>\n\n

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Coastal Condo<\/b><\/p> <\/div>\n<\/div>\n\n

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\n \"DavisHowley\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
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Davis Howley<\/h3>\n

Vice President
dhowley@novacore.com<\/a>
610.808.9735<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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\n \"ToddVangieri\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
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Todd Vangieri<\/h3>\n

Vice President
tvangieri@novacore.com<\/a>
610.808.9761<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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We are here to\u00a0help<\/h3>\n

Call us or send a submission and request more information.<\/p> <\/div>\n<\/div>\n\n

\n\t\n \n\t\t\t\tContact us<\/span>\n <\/a>\n\n\t\n\t<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

Eligible Classes Serving small and middle market habitational risks nationwide We understand the complex exposures that property owners, real estate management firms, developers and associations are up against. This expertise, coupled with our broad coverage form, enables us to help you deliver optimal E&S habitational insurance solutions to your clients. Eligible classes Apartments No year […]<\/p>\n","protected":false},"author":6,"featured_media":1084,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1096","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"\nHabitational Insurance Programs | Small and Middle-Market<\/title>\n<meta name=\"description\" content=\"View our appetite guide to learn about our habitational insurance program covering non-admitted commercial apartments and condos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novacore.com\/habpro\/eligible-classes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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