{"id":1071,"date":"2025-08-21T19:24:42","date_gmt":"2025-08-21T19:24:42","guid":{"rendered":"https:\/\/novacoremuldev.wpenginepowered.com\/?page_id=92"},"modified":"2026-05-19T18:37:31","modified_gmt":"2026-05-19T18:37:31","slug":"home-2","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/","title":{"rendered":"Home"},"content":{"rendered":"\n
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HabPro is the best home for your
habitational business<\/h1>\n

Your ground-up solution for apartment and condo risks<\/p> <\/div>\n<\/div>\n\n

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HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing in
Package, Monoline Property, & Monoline GL<\/strong> for apartments and condominium associations. Built by
Novacore, the nation\u2019s leading provider of specialty insurance programs, HabPro offers convenient ground-up E&S coverage solutions up to $75m TIV per location for your small and middle market habitational risks.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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\n \n HabPro is here to help you place your habitational business <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n
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Lender compliant property and general liability solutions<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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Our real estate insurance program meets all Fannie Mae and Freddie Mac guidelines, ensuring seamless loan origination and secondary market eligibility for every covered property. Lenders and borrowers can proceed with confidence knowing that our coverage structures, policy terms, and carrier ratings fully satisfy lender standards.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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Industry expertise<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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Understanding the ins and outs of the habitational market is in our blood and enables us to deliver creative solutions for both traditional and non-traditional accounts.<\/p> <\/div>\n<\/div>\n <\/div>\n

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A+, A, A- rated E&S national carriers<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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Partnering with a top carrier means we will always deliver the best possible services for you and your clients.<\/p> <\/div>\n<\/div>\n <\/div>\n

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Dedicated underwriters<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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When you work with HabPro, you have access to a dedicated underwriting team who understands your clients\u2019 unique needs and expertly tailors solutions to meet them.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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Top-notch service<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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We take a hands-on approach to help agents navigate the complexities of the industry, ensure 24- to 48-hour turnaround times and deliver comprehensive service every step of the way.<\/p> <\/div>\n<\/div>\n <\/div>\n

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Competitive coverages and policy forms<\/h3> <\/div>\n <\/div>\n<\/div>\n\n\n
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We deliver best-in-class coverages designed to address your clients\u2019 pain points, priorities and emerging risks. Our exclusive forms help us meet the needs of a wide range of apartment and condo risks.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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\n \n HabPro program overview <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n\n
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We are proud to deliver competitive, creative coverage solutions for small and middle market habitational risks across the country. Learn more about how we can help you and your clients.<\/p> <\/div>\n<\/div>\n\n

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\n \n Habitational insurance solutions <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n <\/div>\n <\/div>\n
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\n \n Eligible classes <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n

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\n \n Coverages <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n

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\n \n Applications <\/span>\n\n \n \n <\/span>\n <\/h3>\n<\/div>\n\n\n
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Learn More<\/span><\/a>\"\"<\/p>\n <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Looking for More Real Estate Solutions?<\/h3>\n

Learn more about Novacore’s additional programs below<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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Condo D&O, Crime, Ghost Comp<\/strong><\/p> <\/div>\n<\/div>\n\n

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Financial Institutions & 1-4 Family Investors<\/strong><\/p> <\/div>\n<\/div>\n\n

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Coastal Condo<\/b><\/p> <\/div>\n<\/div>\n\n

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\n \"DavisHowley\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
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Davis Howley<\/h3>\n

Vice President
dhowley@novacore.com<\/a>
610.808.9735<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n

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\n \"ToddVangieri\" \n <\/div>\n \n \n <\/div>\n <\/div>\n
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Todd Vangieri<\/h3>\n

Vice President
tvangieri@novacore.com<\/a>
610.808.9761<\/a><\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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We are here to\u00a0help<\/h3>\n

Call us or send a submission and request more information.<\/p> <\/div>\n<\/div>\n\n

\n\t\n \n\t\t\t\tContact us<\/span>\n <\/a>\n\n\t\n\t<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n","protected":false},"excerpt":{"rendered":"

HabPro is the best home for yourhabitational business Your ground-up solution for apartment and condo risks Get Appointed HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing inPackage, Monoline Property, & Monoline GL for apartments and condominium associations. Built byNovacore, the nation\u2019s leading provider of specialty insurance programs, HabPro offers convenient ground-up […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1071","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"\nCommercial Real Estate Insurance | Apartments and Condos<\/title>\n<meta name=\"description\" content=\"HabPro delivers non-admitted, monoline property insurance for habitational risks. 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