






{"id":1071,"date":"2025-08-21T19:24:42","date_gmt":"2025-08-21T19:24:42","guid":{"rendered":"https:\/\/novacoremuldev.wpenginepowered.com\/?page_id=92"},"modified":"2026-05-19T18:37:53","modified_gmt":"2026-05-19T18:37:53","slug":"home-2","status":"publish","type":"page","link":"https:\/\/novacore.com\/habpro\/","title":{"rendered":"Home"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-1071\" data-postid=\"1071\" class=\"themify_builder_content themify_builder_content-1071 themify_builder tf_clear\">\n                    <div  data-css_id=\"fu7v335\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_fu7v335 tb_first tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_l0kq335 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_shxy335   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1>HabPro is the best home for your<br>habitational business<\/h1>\n<p>Your ground-up solution for apartment and condo risks<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_8uob335\" class=\"module module-button tb_8uob335 button-link-external  tb_gs91768f tb_default_color\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button tb_default_color rounded\" href=\"\/habpro\/contact-us\/\">\n\t\t\t\t<span>Get Appointed<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_3n72335 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_ifyw335 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_2768335   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing in<br><strong>Package, Monoline Property, &amp; Monoline GL<\/strong> for apartments and condominium associations. Built by<br>Novacore, the nation\u2019s leading provider of specialty insurance programs, HabPro offers convenient ground-up E&amp;S coverage solutions up to $75m TIV per location for your small and middle market habitational risks.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-tablet_landscape-padding=\"20px,20px\" data-tablet-padding=\"10px,10px\" data-css_id=\"w9jq335\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_w9jq335 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_bfeq335 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_5klv335  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    HabPro is here to help you place your habitational business            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_e4bb335\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_leod335 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_i61g995 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Lender compliant property and general liability solutions<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_m2sw335   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Our real estate insurance program meets all Fannie Mae and Freddie Mac guidelines, ensuring seamless loan origination and secondary market eligibility for every covered property. Lenders and borrowers can proceed with confidence knowing that our coverage structures, policy terms, and carrier ratings fully satisfy lender standards.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top gutter-narrow tb_col_count_3 tb_8b7k595\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_qfyi595 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_p6c5595 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Industry expertise<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_mwm2595   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Understanding the ins and outs of the habitational market is in our blood and enables us to deliver creative solutions for both traditional and non-traditional accounts.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_mvxw595\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_trhl595 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>A+, A, A- rated E&amp;S national carriers<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_kmvy595   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Partnering with a top carrier means we will always deliver the best possible services for you and your clients.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_4kcj595 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_ij0a595 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Dedicated underwriters<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_jz0s595   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>When you work with HabPro, you have access to a dedicated underwriting team who understands your clients\u2019 unique needs and expertly tailors solutions to meet them.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top gutter-narrow tb_col_count_2 tb_05i5166\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_255n166 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_8wil166 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Top-notch service<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_c8rg166   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>We take a hands-on approach to help agents navigate the complexities of the industry, ensure 24- to 48-hour turnaround times and deliver comprehensive service every step of the way.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_peb2166 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_ice3166 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#248696\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#f1b81b\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                <div class=\"tb_text_wrap\">\n            <h3>Competitive coverages and policy forms<\/h3>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n<!-- module text -->\n<div  class=\"module module-text tb_kheg166   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>We deliver best-in-class coverages designed to address your clients\u2019 pain points, priorities and emerging risks. Our exclusive forms help us meet the needs of a wide range of apartment and condo risks.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_5j6h335 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_lzeu335 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_ss32335  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading\">\n    <span class=\"main-head tf_block\">\n                    HabPro program overview            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_v9h3335   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>We are proud to deliver competitive, creative coverage solutions for small and middle market habitational risks across the country. Learn more about how we can help you and your clients.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_ya7o335\" class=\"module module-button tb_ya7o335 button-link-external  tb_gs51768f transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/0825_HabPro_CatchSheet_General.pdf\" target=\"_blank\">\n\t\t\t\t<span>Download<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_6asi335 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_n4p3335 image-center   tf_mw tb_gs42868f\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1060\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x.jpg\" class=\"wp-post-image wp-image-1090\" title=\"NSM-HabPro-homepage-program-overview-download-960x530@2x\" alt=\"Modern mixed-use apartment building with balconies, storefronts, outdoor seating and landscaped public gathering space at dusk\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x.jpg 1920w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x-300x166.jpg 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x-1024x565.jpg 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x-768x424.jpg 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/NSM-HabPro-homepage-program-overview-download-960x530@2x-1536x848.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_kh8x335 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_ja1m335 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_9e4o335\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_8zn4335 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_d9fh335  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Habitational insurance solutions            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_3 tb_ni8o335\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_xuey335 tb_gs49368f first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_rzf5335 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1093\" title=\"HabPro_EligibleClassesIcon\" alt=\"Building icon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_EligibleClassesIcon.webp 600w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_70ga335  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Eligible classes            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_47pv335 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/eligible-classes\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_zguz335 tb_gs49368f\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_pbr6335 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1094\" title=\"HabPro_CoveragesIcon\" alt=\"Coverage icon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_CoveragesIcon.webp 601w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_b9xq335  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Coverages            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_9wse335 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/coverages\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_eds8335 tb_gs49368f last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_tzjp335 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp\" width=\"80\" height=\"80\" class=\"wp-post-image wp-image-1095\" title=\"HabPro_ApplicationsIcon\" alt=\"Application icon\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-80x80.webp 80w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/11\/HabPro_ApplicationsIcon.webp 601w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_hs08335  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Applications            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_ousj335 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\"><a href=\"\/habpro\/applications\/\"><span style=\"border-bottom: 2px solid #EF3E3E\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px;margin-left: 6px\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-parallax-bg=\"desktop\" data-css_id=\"vius667\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_vius667 tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_jbx9667 tb_gs49068f first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_apou930\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_tib2930 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_qq4k633   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Looking for More Real Estate Solutions?<\/h3>\n<p>Learn more about Novacore&#8217;s additional programs below<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top gutter-none tb_col_count_3 tb_lxso984\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_4bz9690 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_tsr8690   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><strong>Condo D&amp;O, Crime, Ghost Comp<\/strong><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module image -->\n<div  class=\"module module-image tb_q6k7690 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <a href=\"https:\/\/gigins.com\/\" rel=\"noopener\" target=\"_blank\">\n                   <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-200x40.webp\" width=\"200\" height=\"40\" class=\"wp-post-image wp-image-1423\" title=\"GIG_IG_Logo_Stacked_Rev-scaled\" alt=\"GIG Insurance Group logo\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-200x40.webp 200w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-300x61.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1024x209.webp 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-768x157.webp 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-1536x314.webp 1536w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/GIG_IG_Logo_Stacked_Rev-scaled-1-2048x418.webp 2048w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/>        <\/a>\n    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module buttons -->\n<div  class=\"module module-buttons tb_xy29690 buttons-horizontal solid   circle\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"https:\/\/gigins.com\/\" class=\"ui builder_button tf_in_flx tb_default_color\" target=\"_blank\" rel=\"noopener\">\n                                                Learn More                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_j6qb703\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_3z0s703   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><strong>Financial Institutions &amp; 1-4 Family Investors<\/strong><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module image -->\n<div  class=\"module module-image tb_wrbz703 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <a href=\"https:\/\/cpiai.com\/\" rel=\"noopener\" target=\"_blank\">\n                   <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-scaled-150x53.png\" width=\"150\" height=\"53\" class=\"wp-post-image wp-image-1442\" title=\"CPIA_Logo_Hori_Rev\" alt=\"CP Insurance Associates logo\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-scaled-150x53.png 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-300x107.png 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-1024x365.png 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-768x274.png 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-1536x547.png 1536w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CPIA_Logo_Hori_Rev-2048x729.png 2048w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>        <\/a>\n    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module buttons -->\n<div  class=\"module module-buttons tb_bmw3703 buttons-horizontal solid   circle\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"https:\/\/cpiai.com\/\" class=\"ui builder_button tf_in_flx tb_default_color\" target=\"_blank\" rel=\"noopener\">\n                                                Learn More                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_4la0306 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_7k7j306   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><b>Coastal Condo<\/b><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module image -->\n<div  class=\"module module-image tb_56r2306 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <a href=\"https:\/\/novacore.com\/champ\/\" rel=\"noopener\" target=\"_blank\">\n                   <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-100x60.png\" width=\"100\" height=\"60\" class=\"wp-post-image wp-image-1441\" title=\"CHAMP_Logo_Rev\" alt=\"CHAMP logo\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-100x60.png 100w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-300x182.png 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-1024x622.png 1024w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-768x467.png 768w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-1536x933.png 1536w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2026\/05\/CHAMP_Logo_Rev-2048x1244.png 2048w\" sizes=\"auto, (max-width: 100px) 100vw, 100px\" \/>        <\/a>\n    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module buttons -->\n<div  class=\"module module-buttons tb_dydc306 buttons-horizontal solid   circle\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"https:\/\/novacore.com\/champ\/\" class=\"ui builder_button tf_in_flx tb_default_color\" target=\"_blank\" rel=\"noopener\">\n                                                Learn More                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"fe7t492\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_fe7t492 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_vuvv492 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_s1mb492 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1087 themify_builder not_editable_builder in_the_loop\" data-postid=\"1087\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_enpm318 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_frhx318 first\">\n                            <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_k0ck318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_zcqh318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_463s318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1424\" title=\"DavisHowley\" alt=\"Davis Howley\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/DavisHowley.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_7yo7318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_76op318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Davis Howley<\/h3>\n<p>Vice President<br><a href=\"mailto:dhowley@novacore.com\">dhowley@novacore.com<\/a><br><a href=\"tel:6108089735\">610.808.9735<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_middle tb_col_count_2 tb_hlv6318\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_q29x318 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_6uqb318 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1425\" title=\"ToddVangieri\" alt=\"Todd Vangieri\" srcset=\"https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-212x212.webp 212w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-300x300.webp 300w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri-150x150.webp 150w, https:\/\/novacore.com\/habpro\/wp-content\/uploads\/sites\/66\/2025\/12\/ToddVangieri.webp 500w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_j032318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_g5dq318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Todd Vangieri<\/h3>\n<p>Vice President<br><a href=\"mailto:tvangieri@novacore.com\">tvangieri@novacore.com<\/a><br><a href=\"tel:6108089761\">610.808.9761<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_fv3v318 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_x8ir318   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>We are here to\u00a0help<\/h3>\n<p>Call us or send a submission and request more information.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_ks54318\" class=\"module module-button tb_ks54318 button-link-external  tb_gs51768f transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"https:\/\/novacore.com\/habpro\/contact-us\/\">\n\t\t\t\t<span>Contact us<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>HabPro is the best home for yourhabitational business Your ground-up solution for apartment and condo risks Get Appointed HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing inPackage, Monoline Property, &amp; Monoline GL for apartments and condominium associations. Built byNovacore, the nation\u2019s leading provider of specialty insurance programs, HabPro offers convenient ground-up [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1071","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Commercial Real Estate Insurance | Apartments and Condos<\/title>\n<meta name=\"description\" content=\"HabPro delivers non-admitted, monoline property insurance for habitational risks. 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