






{"id":2,"date":"2025-11-13T02:01:18","date_gmt":"2025-11-13T02:01:18","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/carbon\/?page_id=2"},"modified":"2025-12-09T03:41:49","modified_gmt":"2025-12-09T03:41:49","slug":"sample-page","status":"publish","type":"page","link":"https:\/\/novacore.com\/carbon\/","title":{"rendered":"Home"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-2\" data-postid=\"2\" class=\"themify_builder_content themify_builder_content-2 themify_builder tf_clear\">\n                    <div  data-css_id=\"r0e8779\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_r0e8779 tb_first tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_1j41779 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_afwt780   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h1 style=\"text-align: center;\">The experts in employer stop loss and managed care reinsurance<\/h1><h2 style=\"font-size: 26px; line-height: 150%; text-align: center;\"><span style=\"font-weight: 400;\">We deliver financial security with solutions for the increasingly complex healthcare environment<\/span><\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_473s484 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_m7y9484 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_tqnf484   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Carbon Stop Loss Solutions is the industry leader in innovative employer stop loss and managed care offerings. With a focus on lowering costs, managing medical risks and providing best-in-class coverage for catastrophic losses, we enable self-insured employer groups, HMOs, physician groups and other healthcare providers to navigate an extremely complex healthcare environment \u2014 protecting their organizations and the people who rely on them.<\/p><p>Uniting the expertise of trusted legacy organizations IOA Re, Sequoia Reinsurance Services and Rockport Benefits, Carbon delivers cutting-edge risk solutions that are\u00a0<em>stronger by design.<\/em><\/p><p><em>Carbon Stop Loss Solutions services are provided by IOA Re, LLC (NPN #2006648) and Sequoia Reinsurance Services, LLC (NPN #18853752). Rockport Benefits operates as a division of IOA Re, LLC.<\/em><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_qsef484 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_nvah484 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_x32x484   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: center;\">Carbon highlights<\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_eu0h484\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_62wm484 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_um1o629 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            Best-in-class offerings                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>Our market-leading employer and provider excess loss solutions deliver proven results, effectively lowering costs and protecting plan assets.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_rh68484 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_j6e5378 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            Custom solutions                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>We design solutions for each client\u2019s specific needs with innovative and emerging cost-saving strategies.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_nrdd224\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_zkeh224 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_nz49224 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            Decades of experience                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>Our seasoned underwriting, clinical and claims experts have decades of experience and long-term relationships with top health and benefit brokers\/consultants, third-party administrators, clients and key carrier partners.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_kc0e224 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_2lgl224 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            Cross-functional expertise                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>From actuarial, finance and medical underwriting experts to clinical, cost containment and claims specialists, we have every angle covered to help clients find the right balance between cost control and risk.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_qc2e470\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_ym44470 first\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_uby7470 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            World-class carriers                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>We have longstanding partnerships with A to A++ rated carriers, providing added peace of mind that our solutions are backed by experts you can trust.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-2 tb_jwi7470 last\">\n                    <!-- module feature -->\n<div  class=\"module module-feature tb_3jkd470 with-chart layout-icon-left size-custom \" data-layout-mobile=\"icon-left\" data-layout-desktop=\"icon-left\" data-lazy=\"1\">\n        <div class=\"module-feature-image tf_textc tf_rel\">\n                            <span class=\"module-feature-chart-html5 tf_box tf_rel tf_inline_b\" style=\"width:40px;height:40px;\">\n                                    <svg class=\"tf_abs tf_w tf_h\">\n                    <circle class=\"tb_feature_fill\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke-width=\"2\"\/>\n                    <circle class=\"tb_feature_stroke\" r=\"calc(50% - 1.00px)\" cx=\"50%\" cy=\"50%\" stroke=\"#27bcdf\" stroke-width=\"2\" data-progress=\"100\" stroke-dasharray=\"0,10000\"\/>\n                                        <\/svg>\n                                <span class=\"chart-html5-circle tf_w tf_h\">\n                                            <em class=\"module-feature-icon tf_rel\" style=\"color:#d100ce\"><svg  class=\"tf_fa tf-fas-check\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-fas-check\" xlink:href=\"#tf-fas-check\"><\/use><\/svg><\/em>\n                                    <\/span>\n\n                \n            <\/span>\n                <\/div>\n    <div class=\"module-feature-content tf_textc\">\n                    <h3 class=\"module-feature-title\">\n                            Family-style service                        <\/h3>\n                    <div class=\"tb_text_wrap\">\n            <p>We\u2019re known for attentive, family-style customer service at every point of contact. You can rely on us as go-to partners who make your life easier and work tirelessly to protect your business like it\u2019s our own.<\/p>        <\/div>\n    <\/div>\n<\/div>\n<!-- \/module feature -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-tablet_landscape-padding=\"20px,20px\" data-tablet-padding=\"10px,10px\" data-css_id=\"bcgl484\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_bcgl484 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_360a484 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_10sn484  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Our reinsurance solutions            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top gutter-narrow tb_col_count_4 tb_fnza484\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_ho5e484 tb_gs49368f first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_1pne484 image-center circle  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-emp-stoploss-150x150.png\" width=\"150\" height=\"150\" class=\"wp-post-image wp-image-1080\" title=\"circle-emp-stoploss\" alt=\"circle-emp-stoploss\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-emp-stoploss-150x150.png 150w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-emp-stoploss-60x60.png 60w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-emp-stoploss-100x100.png 100w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-emp-stoploss.png 200w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_gywn484  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Employer stop loss            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_1uj0484 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><a href=\"\/carbon\/employer-stop-loss\/\"><span style=\"border-bottom: 2px solid #d100ce;\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px; margin-left: 6px;\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_mixn484 tb_gs49368f\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_pif4484 image-center circle  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-managed-care-1-150x150.png\" width=\"150\" height=\"150\" class=\"wp-post-image wp-image-1081\" title=\"circle-managed-care-1\" alt=\"circle-managed-care-1\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-managed-care-1-150x150.png 150w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-managed-care-1.png 200w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_sw0c484  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Managed care            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_dz3y930 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><a href=\"\/carbon\/managed-care\/\"><span style=\"border-bottom: 2px solid #d100ce;\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px; margin-left: 6px;\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_ef68484 tb_gs49368f\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_p99f484 image-center circle  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-special-risks2-150x150.png\" width=\"150\" height=\"150\" class=\"wp-post-image wp-image-1082\" title=\"circle-special-risks2\" alt=\"circle-special-risks2\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-special-risks2-150x150.png 150w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/circle-special-risks2.png 200w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_op12484  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Special risks            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_hcwe383 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><a href=\"\/carbon\/special-risks\/\"><span style=\"border-bottom: 2px solid #d100ce;\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px; margin-left: 6px;\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col3-1 tb_j734247 tb_gs49368f last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_nn1c247 image-center circle  tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img decoding=\"async\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Carbon_Thumb_CostContainment-150x150.jpg\" width=\"150\" height=\"150\" class=\"wp-post-image wp-image-1079\" title=\"Business people in the office.\" alt=\"Business people in the office.\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Carbon_Thumb_CostContainment-150x150.jpg 150w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Carbon_Thumb_CostContainment-300x300.jpg 300w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Carbon_Thumb_CostContainment.jpg 738w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_vjgb247  tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Cost containment            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_sq7x957 learnmore-icns  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\"><a href=\"\/carbon\/cost-containment\/\"><span style=\"border-bottom: 2px solid #d100ce;\">Learn More<\/span><\/a><img decoding=\"async\" class=\"size-full wp-image-98 alignnone\" style=\"margin-bottom: 6px; margin-left: 6px;\" src=\"https:\/\/novacore.com\/wp-content\/uploads\/2025\/08\/Arrow.svg\" alt=\"\"><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_w0cv624 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_k003624 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_1qhe72 \" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Why Carbon?            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<div  class=\"module themify_builder_slider_wrap tf_clearfix module-slider tb_45l7624  slider-caption-overlay  \" data-lazy=\"1\">\n        <div class=\"themify_builder_slider tf_carousel tf_swiper-container tf_rel tf_overflow\" data-lazy=\"1\"        data-visible=\"1\"\n        data-tab-visible=\"1\"\n        data-mob-visible=\"1\"\n        data-scroll=\"1\"\n                        data-speed=\"1\"\n        data-wrapvar=\"1\"\n        data-slider_nav=\"1\"\n        data-pager=\"1\"\n        data-effect=\"scroll\" \n        data-height=\"variable\"\n        data-css_url=\"https:\/\/novacore.com\/carbon\/wp-content\/themes\/themify-ultra\/themify\/themify-builder\/css\/modules\/sliders\/carousel,https:\/\/novacore.com\/carbon\/wp-content\/themes\/themify-ultra\/themify\/themify-builder\/css\/modules\/sliders\/slider\"\n                    >\n        <div class=\"tf_swiper-wrapper tf_lazy tf_rel tf_w tf_h tf_textc\">\n                 <div class=\"tf_swiper-slide\">            <div class=\"slide-inner-wrap\">\n                <div class=\"slide-content tb_text_wrap\">\n                    <h2 style=\"text-align: center;\"><a href=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Quote-Mark.svg\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1099\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Quote-Mark.svg\" alt=\"\"><\/a><\/h2>\n<p style=\"text-align: center;\">&#8220;Carbon is the team you can trust for industry-leading risk solutions. Our expertise, product range and service offerings are second to none. The loyalty of our client base is testament to the value and commitment we have brought to this sector for decades.\u201d<\/p>\n<p style=\"text-align: center;\"><strong>Dan Bolgar<\/strong><br><strong>Chief Executive Officer<\/strong><\/p>                <\/div>\n            <\/div>\n        <\/div>             <div class=\"tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"slide-inner-wrap\">\n                <div class=\"slide-content tb_text_wrap\">\n                    <h2 style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1099\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Quote-Mark.svg\" alt=\"\"><\/h2>\n<p style=\"text-align: center;\">&#8220;Deep underwriting expertise and rigor are at the core of what sets Carbon apart. We dig in to uncover the complex elements of each risk and craft custom solutions that are uniquely suited to provide exceptional risk protection. Our approach sets all stakeholders up for long-term success.\u201d<\/p>\n<p style=\"text-align: center;\"><strong>Richard Berve<\/strong><br><strong>Chief Underwriting Officer<\/strong><\/p>                <\/div>\n            <\/div>\n        <\/div>             <div class=\"tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"slide-inner-wrap\">\n                <div class=\"slide-content tb_text_wrap\">\n                    <h2 style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1099\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Quote-Mark.svg\" alt=\"\"><\/h2>\n<p style=\"text-align: center;\">&#8220;With the increasing cost of hospital inpatient services, emergent therapies and chronic illnesses treated with specialty pharmacy medications, plan sponsors need affordable solutions to manage expenses, reduce waste and maintain access to care. That\u2019s where our experts come in to effectively preserve and protect plan assets and mitigate evolving risks.\u201d<\/p>\n<p style=\"text-align: center;\"><strong>Jakki Lynch<\/strong><br><strong>Director of Cost Containment \u2013 Managed Care<\/strong><\/p>                <\/div>\n            <\/div>\n        <\/div>             <div class=\"tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"slide-inner-wrap\">\n                <div class=\"slide-content tb_text_wrap\">\n                    <h2 style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1099\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/sites\/78\/2025\/11\/Quote-Mark.svg\" alt=\"\"><\/h2>\n<p style=\"text-align: center;\">&#8220;With the cost and frequency of catastrophic claims on the rise, robust claims support can have a significant impact on an organization\u2019s bottom line. That\u2019s why we have a dedicated team of stop loss claims experts to consult on complex medical scenarios, ensure timely and accurate reimbursement and spot trends that can optimize risk solutions.\u201d<\/p>\n<p style=\"text-align: center;\"><strong>Matt Schuette<\/strong><br><strong>Director of Claims<\/strong><\/p>                <\/div>\n            <\/div>\n        <\/div>            <\/div>\n    <\/div>\n<\/div>\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_lkhe762 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_610f762 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_u9be302 \" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Latest News            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_oyvc277 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    \n        <style>\n        .ngp-archive-wrapper .gridpost-filters label {\n            background: #f6f6f6;\n            color: #000000;\n        }\n        .ngp-archive-wrapper .gridpost-filters label.active,\n        .ngp-archive-wrapper .gridpost-filters label:hover {\n            background: #d100ce;\n            color: #ffffff;\n        }\n        .ngp-archive-wrapper .gridpost-card {\n            background: #ffffff;\n            border-radius: 16px;\n            border: none;\n            box-shadow: 0px 12px 52px 0px rgba(43, 99, 172, 0.25);\n        }\n        .ngp-archive-wrapper .gridpost-card .tbp_title a {\n            color: #000000;\n        }\n        .ngp-archive-wrapper .gridpost-card:hover .tbp_title a {\n            color: #2B63AC;\n        }\n        .ngp-archive-wrapper .gridpost-card .excerpt {\n            color: #00273d;\n        }\n        .ngp-archive-wrapper .gridpost-card:hover {\n            box-shadow: 0px 16px 56px 0px rgba(43, 99, 172, 0.25);\n        }\n        \n        \/* Pagination Styles *\/\n        .ngp-pagination.pagenav .current {\n            color: #ffffff;\n            background-color: #000000;\n        }\n        .ngp-pagination.pagenav a {\n            color: #00273d;\n        }\n        \/*.ngp-pagination.pagenav a:hover {\n            color: #2b63ac;\n        }*\/\n\n        \/* Load More Button Styles *\/\n        .ngp-load-more {\n            background-color: #00273d;\n            color: #ffffff;\n        }\n        .ngp-load-more:hover {\n            background-color: #2b63ac;\n            color: #ffffff;\n        }\n        <\/style>\n        <div class=\"gridposts-archive-wrapper ngp-archive-wrapper\">\n\n            \n            <div id=\"ngp-grid\" class=\"masonry-grid\">\n                <div class=\"grid-sizer\"><\/div>\n                <div class=\"gutter-sizer\"><\/div>\n\n                            <article class=\"gridpost-card carbon\">\n                <div class=\"card-inner\">\n                                            <a class=\"thumb\" href=\"https:\/\/investor.regeneron.com\/news-releases\/news-release-details\/otarmenitm-lunsotogene-parvec-cwha-approved-fda-first-and-only\" target=\"_blank\">\n                            <img decoding=\"async\" width=\"800\" height=\"419\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic2.png\" class=\"attachment-large size-large wp-post-image\" alt=\"Digital render of cells splitting\" loading=\"lazy\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic2.png 800w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic2-300x157.png 300w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic2-768x402.png 768w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic2-1024x536.png 1024w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>                        <\/a>\n                                        <div class=\"gridpost-body\">\n                        <h3 class=\"tbp_title\">\n                            <a href=\"https:\/\/investor.regeneron.com\/news-releases\/news-release-details\/otarmenitm-lunsotogene-parvec-cwha-approved-fda-first-and-only\" target=\"_blank\">Otarmeni\u2122\ufe0f (lunsotogene parvec-cwha) Approved by FDA<\/a>\n                        <\/h3>\n                                                    <p class=\"excerpt\">Otarmeni\u2122\ufe0f (lunsotogene parvec-cwha) Approved by FDA as First and Only Gene Therapy for Genetic Hearing Loss; Regeneron to Provide Otarmeni for Free in the&hellip;<\/p>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                        <article class=\"gridpost-card carbon\">\n                <div class=\"card-inner\">\n                                            <a class=\"thumb\" href=\"https:\/\/ir.rocketpharma.com\/news-releases\/news-release-details\/rocket-pharmaceuticals-announces-fda-approval-kresladitm\" target=\"_blank\">\n                            <img decoding=\"async\" width=\"800\" height=\"419\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic.png\" class=\"attachment-large size-large wp-post-image\" alt=\"Graphic with text, FDA Approved\" loading=\"lazy\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic.png 800w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic-300x157.png 300w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic-768x402.png 768w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/05\/CarbonFDA_Graphic-1024x536.png 1024w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>                        <\/a>\n                                        <div class=\"gridpost-body\">\n                        <h3 class=\"tbp_title\">\n                            <a href=\"https:\/\/ir.rocketpharma.com\/news-releases\/news-release-details\/rocket-pharmaceuticals-announces-fda-approval-kresladitm\" target=\"_blank\">Rocket Pharmaceuticals Announces FDA Approval of KRESLADI\u2122\ufe0f<\/a>\n                        <\/h3>\n                                                    <p class=\"excerpt\">Rocket Pharmaceuticals Announces FDA Approval of KRESLADI\u2122\ufe0f for Pediatric Patients with Severe Leukocyte Adhesion Deficiency-I (LAD-I) Read Full Story &nbsp;<\/p>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                        <article class=\"gridpost-card carbon\">\n                <div class=\"card-inner\">\n                                            <a class=\"thumb\" href=\"https:\/\/novacore.com\/carbon-stop-loss-hires-rga-managed-care-team\/\" target=\"_self\">\n                            <img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/02\/0226_Carbon_News_RGA-Team.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Photo of stethoscope with digital overlay of health data and text: Announcement\" loading=\"lazy\" srcset=\"https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/02\/0226_Carbon_News_RGA-Team.jpg 800w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/02\/0226_Carbon_News_RGA-Team-300x225.jpg 300w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/02\/0226_Carbon_News_RGA-Team-768x576.jpg 768w, https:\/\/novacore.com\/carbon\/wp-content\/uploads\/2026\/02\/0226_Carbon_News_RGA-Team-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>                        <\/a>\n                                        <div class=\"gridpost-body\">\n                        <h3 class=\"tbp_title\">\n                            <a href=\"https:\/\/novacore.com\/carbon-stop-loss-hires-rga-managed-care-team\/\" target=\"_self\">Carbon Expands Managed Care Team with RGA Veterans<\/a>\n                        <\/h3>\n                                                    <p class=\"excerpt\">Carbon expands its managed care division with veteran industry talent, deepening underwriting and actuarial expertise. CONSHOHOCKEN, PA, February 23, 2026 \u2013 Carbon Stop Loss&hellip;<\/p>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                        <\/div>\n\n            \n        <\/div>\n\n            <\/div>\n<\/div>\n<!-- \/module plain text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_10pi112\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_busz113 first\">\n                    <!-- module button pro -->\n<div  id=\"tb_8dr7604\" class=\"module module-button tb_8dr7604 button-link-external  tb_gs1084691 tb_default_color\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button tb_default_color\" href=\"\/carbon\/news\/\">\n\t\t\t\t<span>View all<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"xiwj769\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_xiwj769 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_77it769 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_s23f848   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">Carbon Stop Loss Solutions services are provided by IOA Re, LLC (NPN #2006648) and Sequoia Reinsurance Services, LLC (NPN #18853752). Rockport Benefits operates as a division of IOA Re, LLC.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_ew6c213 tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_9cw0213 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_ssza213   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: center;\">Interested in learning more?<\/h2>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_jp3p329\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_2648329 first\">\n                    <!-- module button pro -->\n<div  id=\"tb_y8xt213\" class=\"module module-button tb_y8xt213 button-link-external  tb_gs1084691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"\/carbon\/contact-us\/\">\n\t\t\t\t<span>Contact us<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>The experts in employer stop loss and managed care reinsurance We deliver financial security with solutions for the increasingly complex healthcare environment Carbon Stop Loss Solutions is the industry leader in innovative employer stop loss and managed care offerings. With a focus on lowering costs, managing medical risks and providing best-in-class coverage for catastrophic losses, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1429,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Carbon | Employer &amp; Managed Care Reinsurance Solutions<\/title>\n<meta name=\"description\" content=\"Carbon Stop Loss Solutions delivers cutting-edge reinsurance that protects employers, HMOs, physician groups and other providers from catastrophic losses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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