{"id":1085,"date":"2025-11-14T15:20:34","date_gmt":"2025-11-14T15:20:34","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/carbon\/?page_id=1085"},"modified":"2025-12-09T03:41:00","modified_gmt":"2025-12-09T03:41:00","slug":"employer-stop-loss","status":"publish","type":"page","link":"https:\/\/novacore.com\/carbon\/employer-stop-loss\/","title":{"rendered":"Employer stop loss"},"content":{"rendered":"\n
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Employer stop loss<\/h1>\n

Cutting-edge solutions for self-insured employers<\/span><\/h2>\n <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Carbon Stop Loss Solutions is the leader in the self-funded medical insurance industry. Our team has 30+ years of experience working with health and benefit brokers\/consultants, third-party administrators and self-insured employer groups to manage financial risks with unmatched, curated underwriting solutions.<\/p> <\/div>\n<\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Employer stop loss insurance services<\/h2>\n <\/div>\n<\/div>\n
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\n Traditional self-funded stop loss <\/h3>\n
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Flexible plan designs, access to plan information and lower claim costs lead to expense reductions for employers<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n

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\n Level funded stop loss <\/h3>\n
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The cost-saving benefits and flexibility of self-funding with the funding benefits of fully insured plans. Employer funds maximum fixed premium and maximum aggregate funds each month with all surplus aggregate funds returned to employer at end of policy period<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n

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\n Group captives support <\/h3>\n
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Pooling exposure with many other mid-sized companies help employers to minimize risk<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n

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\n Reference-based pricing <\/h3>\n
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Medicare based reimbursements leading to significant reduction in claims cost<\/p> <\/div>\n <\/div>\n<\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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\n \n Program highlights <\/span>\n\n \n \n <\/span>\n <\/h2>\n<\/div>\n\n
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