{"id":1147,"date":"2025-11-20T14:41:50","date_gmt":"2025-11-20T14:41:50","guid":{"rendered":"https:\/\/novacoremuldev.wpengine.com\/atp\/?page_id=1147"},"modified":"2026-04-01T18:26:48","modified_gmt":"2026-04-01T18:26:48","slug":"sober-living-insurance","status":"publish","type":"page","link":"https:\/\/novacore.com\/atp\/eligible-classes\/sober-living-insurance\/","title":{"rendered":"Sober Living Insurance"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-1147\" data-postid=\"1147\" class=\"themify_builder_content themify_builder_content-1147 themify_builder tf_clear\">\n                    <div  data-css_id=\"kvxc610\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_kvxc610 tb_first tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_y2b6440 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_6mnf001 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"540\" height=\"126\" src=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/0223_ATP_SoberLivingLogo_whttext-1.png\" class=\"wp-post-image wp-image-1132\" title=\"0223_ATP_SoberLivingLogo_whttext-1\" alt=\"0223_ATP_SoberLivingLogo_whttext-1\" srcset=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/0223_ATP_SoberLivingLogo_whttext-1.png 540w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/0223_ATP_SoberLivingLogo_whttext-1-300x70.png 300w\" sizes=\"auto, (max-width: 540px) 100vw, 540px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_yuml705 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_fwlt818 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_l0w0201  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_block\">\n                    Insurance for sober living homes and recovery residences            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_5r3y778   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center\">Sober Living Insurance is a best-in-class offering from ATP, the longstanding leader in behavioral healthcare insurance. Sober Living Insurance provides a comprehensive suite of property and casualty coverages that meet the unique needs of for-profit, non-profit and faith-based sober living homes, recovery residences and transitional living facilities.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row image-stack tb_r0ez940 tf_w\">\n                        <div class=\"row_inner col_align_middle gutter-narrow tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_xvv4170 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_l5yj800 image-top  img-shadow tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"223\" src=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/NARR_logo_white.png\" class=\"wp-post-image wp-image-1135\" title=\"NARR_logo_white\" alt=\"NARR_logo_white\" srcset=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/NARR_logo_white.png 500w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/NARR_logo_white-300x134.png 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_v3gj513 last\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_19cy958  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_block\">\n                    Proud Partner            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_0uy1050   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <ul><li>Proud partner of the National Alliance for Recovery Residences (NARR)<\/li><li>Comprehensive insurance and risk management services<\/li><li>Coverage for non-profit, for-profit and faith-based sober living homes<\/li><li>Simplified application process<\/li><li>Low interest premium financing<\/li><li>Available in all states except NY<\/li><\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row imagetext-cont tb_09f9772 tf_w\">\n                        <div class=\"row_inner col_align_middle gutter-narrow tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_ie14050 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_f534100  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading\">\n    <span class=\"main-head tf_block\">\n                    Comprehensive sober living insurance policies            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_kje8580   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <ul>\n<li>General liability<\/li>\n<li>Physical abuse &amp; sexual abuse liability<\/li>\n<li>Professional liability<\/li>\n<li>Property<\/li>\n<li>Equipment breakdown<\/li>\n<\/ul>\n<p><small><em><strong>Minimum premium: $5,000<\/strong><\/em><\/small><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_f5g2060 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_bnzy708 image-center  img-shadow tf_mw tb_gs42868f\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/atp-sober-living_side.jpg\" class=\"wp-post-image wp-image-1134\" title=\"atp-sober-living_side\" alt=\"atp-sober-living_side\" srcset=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/atp-sober-living_side.jpg 1024w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/atp-sober-living_side-300x171.jpg 300w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/atp-sober-living_side-768x439.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_03d6791 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_obnw350 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_mjbl350  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading\">\n    <span class=\"main-head tf_block\">\n                    Sober living home operators            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_4mhc350   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>We work exclusively through insurance brokers\/agents. Please have your insurance partner reach out and we will turn a quote around quickly.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_y7we350\" class=\"module module-button tb_y7we350 button-link-external  tb_gs1139691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"https:\/\/novacore.com\/atp\/eligible-classes\/sober-living-insurance\/sober-living-insurance-brokers\/\" target=\"_blank\">\n\t\t\t\t<span>Need a broker?<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_qjq7791 last\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_vk6k655  tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading\">\n    <span class=\"main-head tf_block\">\n                    Agents            <\/span>\n\n    \n    <span class=\"sub-head tf_block tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_ukly663   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Please reach out so we can quote and bind your sober living accounts with best-in-class coverage. We\u2019re your market!<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_sln4313\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_oobu313 first\">\n                    <!-- module button pro -->\n<div  id=\"tb_oy1w443\" class=\"module module-button tb_oy1w443 button-link-external  tb_gs1139691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"\/atp\/wp-content\/uploads\/sites\/63\/2025\/11\/sober-living-home-application-1.pdf\" target=\"_blank\">\n\t\t\t\t<span>Download application<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n<!-- module button pro -->\n<div  id=\"tb_7vxu910\" class=\"module module-button tb_7vxu910 button-link-external  tb_gs1139691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"https:\/\/novacore.com\/atp\/contact-us\/\" target=\"_blank\">\n\t\t\t\t<span>Send a submission<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_ezl2601 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_o7tu678 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_5rjj372   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: center\">We&#8217;re ready to help you today<\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_h9q5175\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_q3tt175 first\">\n                    <!-- module button pro -->\n<div  id=\"tb_k1d6208\" class=\"module module-button tb_k1d6208 button-link-external  tb_gs1142691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"\/atp\/contact-us\">\n\t\t\t\t<span>Learn More<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"r26v294\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_r26v294 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_e8si294 first\">\n                    <!-- module template_part -->\n<div  class=\"module module-layout-part tb_vyvx294 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1119 themify_builder not_editable_builder in_the_loop\" data-postid=\"1119\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_78g8414 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_3 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col3-1 tb_4tlb373 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_aymb400 image-left   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit-212x212.jpg\" width=\"212\" height=\"212\" class=\"wp-post-image wp-image-1424\" title=\"JimKilgallen_HeadshotEdit\" alt=\"JimKilgallen_HeadshotEdit\" srcset=\"https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit-212x212.jpg 212w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit-300x300.jpg 300w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit-150x150.jpg 150w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit-768x768.jpg 768w, https:\/\/novacore.com\/atp\/wp-content\/uploads\/sites\/63\/2025\/12\/JimKilgallen_HeadshotEdit.jpg 1000w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col3-1 tb_xkn6470\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_1ico384   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>Jim Kilgallen, Vice President<\/h3>\n<p>A respected leader in the behavioral healthcare industry, Jim Kilgallen leads the ATP team in its unwavering commitment to serving agents and their clients with best-in-class specialty insurance and risk management solutions.<\/p>\n<p><a href=\"mailto:jjkilgallen@novacore.com\">jjkilgallen@novacore.com<\/a><br><a href=\"tel:6108089545\">610.808.9545<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col3-1 tb_beax727 last\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_fvmi007   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3>We are here to\u00a0help<\/h3>\n<p>Call us at <a href=\"tel:610.808.9545\"><strong>610.808.9545<\/strong><\/a><a href=\"tel:610.808.9545\"><strong>\u00a0<\/strong><\/a>or send a submission and request more information.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module button pro -->\n<div  id=\"tb_t0pq603\" class=\"module module-button tb_t0pq603 button-link-external  tb_gs1139691 transparent\" data-lazy=\"1\">\n\t\n    <a  class=\"ui builder_button transparent rounded\" href=\"\/atp\/contact-us\">\n\t\t\t\t<span>Contact us<\/span>\n    <\/a>\n\n\t\n\t<\/div>\n<!-- \/module button pro -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Insurance for sober living homes and recovery residences Sober Living Insurance is a best-in-class offering from ATP, the longstanding leader in behavioral healthcare insurance. Sober Living Insurance provides a comprehensive suite of property and casualty coverages that meet the unique needs of for-profit, non-profit and faith-based sober living homes, recovery residences and transitional living facilities. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1438,"parent":1098,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1147","page","type-page","status-publish","has-post-thumbnail","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sober Living Home Insurance | ATP<\/title>\n<meta name=\"description\" content=\"Sober Living Insurance provides comprehensive property and casualty coverage that meets the unique needs of sober living homes, recovery residences and transitional living facilities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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